Free tool

Solar, battery and EV charging calculator

Thinking about solar panels, a home battery or an EV charger? Put in your bill and your driving to see what you'd save, how long it takes to break even, and which battery size pays back fastest.

Last updated November 2026

Your power now

Electric car

About 6.2 kWh a day of charging. A full 60 kWh battery is about 375 km; 3 hours at 7 kW (21 kWh) adds about 131 km.

Compare with a petrol car

What you'd install

Results

Yearly power billBillSaves
Now (EV charged at night)$2,160—
+ solar and daytime charging$1,277$883
+ 13 kWh battery$414$863
+ free 3-hour plan$237$177
Total saving a year$1,923
Solar$7,500
Battery after $3,120 rebates$8,780
EV charger$1,800
Upfront cost$18,080
Break even9.4 years
Net gain over 10 years$1,147
  • Solar alone pays back in about 8.5 years.
  • The battery alone pays back in about 8.4 years. Most battery warranties are 10 years.
  • You'd use about 4,943 kWh of your own solar a year and export about 4,104 kWh, plus about 553 kWh of free midday power.

Petrol vs EV, each year (12,775 km)

PetrolEV, gridEV, your setup
Fuel / charging$1,916$719$86
Servicing$600$250$250
Rego + insurance$2,400$2,600$2,600
Total$4,916$3,569$2,936
Saves vs petrol—$1,347$1,980

Everything together: going from a petrol car and your current power setup to an EV with this upgrade leaves you about $3,269 a year better off, so the $18,080 upfront pays back in about 5.5 years (not counting the price of the car).

EV charging cost = the extra on your power bill. With solar, part of it is solar you'd otherwise export for a few cents.

Battery size vs payback

SizeCost after rebatesSaves a yearPayback
5 kWh$4,300$5158.3 years
10 kWh$7,100$1,0306.9 years
13.5 kWh$9,060$1,0408.7 years
16 kWh$10,652$1,04010.2 years
20 kWh$13,276$1,04012.8 years
25 kWh$16,556$1,04015.9 years
30 kWh$20,052$1,04019.3 years
40 kWh$27,692$1,04026.6 years

Highlighted: the shortest payback for your home. Bigger batteries get less rebate per kWh and often sit part-empty.

Browse EVs for sale

Estimate only: an average day across the year. Real results change with weather, season, your plan's tariffs, panel direction, shading and how you use power. Ignores price rises, panel and battery wear, and money you could earn elsewhere.

Incentives in 2026

  • Solar (STCs): a federal discount taken off the installer's quote, roughly $1,500–2,000 for a 6.6 kW system. It shrinks each year and ends in 2030.
  • Batteries (Cheaper Home Batteries Program): about $240–250 per kWh mid-2026 for the first 14 kWh, 60% of that for 14–28 kWh and 15% for 28–50 kWh. It steps down every 6 months to 2030.
  • State extras: WA battery rebates and zero-interest loans (with a VPP), a NSW VPP incentive, ACT low-interest loans; SA's funding ran out for most homes in 2026. Most need you to join a VPP.
  • Free power (Solar Sharer): from 1 July 2026 in NSW, SE QLD and SA, retailers must offer a plan with at least 3 free hours at midday (up to 24 kWh a day). Other areas are planned from 2027.
  • EV chargers: no federal rebate. Check your state and your retailer for any current offers.

The battery "sweet spot"

  • The rebate is highest on the first 14 kWh, so for most homes the fastest payback is somewhere around 10–16 kWh. The table in the results works it out for you.
  • Go bigger mainly if you use a lot of power at night: an EV charged at home overnight, a pool, or ducted air-con.
  • A battery only saves money on the power it actually moves each night. A half-empty battery is money sitting idle.

Rules for installing

  • Use an accredited solar and battery installer and products on the approved list, or you can lose the rebates.
  • Batteries must follow the Australian standard for where they can go (not in bedrooms, living areas or some escape paths). Your installer should explain the location.
  • Your network must approve the system. Many homes are limited to 5 kW of export per phase, and some areas can turn exports down.
  • You'll need a smart meter, and for the federal battery rebate the battery must be able to join a VPP (you don't have to join).
  • EV chargers must be installed by a licensed electrician. Older switchboards may need an upgrade.

Warranties

  • Panels: usually 25 years on output; inverters usually 5–10 years.
  • Batteries: usually 10 years, but with limits: a minimum capacity at the end (often 60–70%) and a cap on total energy cycled. Read the conditions.
  • A warranty is only as good as the company behind it. Pick brands and installers with a local presence.

Catches and downsides

  • Feed-in tariffs are low (often 0–5c), so solar pays best when you use it yourself.
  • Free-power plans can charge more outside the window or have a higher supply charge. Compare the whole plan, not just the free hours.
  • VPPs let your retailer use your battery. Check how often, how low they can drain it, the payments and the exit terms.
  • Upselling. Oversized batteries, "free" batteries with long contracts, and pressure to sign the same day. Get 2–3 written quotes.
  • Blackout backup isn't automatic. It usually costs extra and may cover only some circuits.
  • Moving house: you rarely get the full value back when you sell.
  • Battery replacement: expect to replace a battery once in the life of your panels.
  • Rebates step down on a schedule, so prices can rise later, but don't let a deadline rush you into a poor quote.

Other free calculators

For your exact roof, try SunSPOT, and compare plans on Energy Made Easy (Victorian Energy Compare in VIC). Links are below. Driving an EV? See our EV vs petrol cost calculator.

Official sources

Please check before you act

  • This information was last reviewed in November 2026 and may not be up to date.
  • Laws, government policies, limits and prices can change at any time, sometimes with little notice.
  • You are responsible for checking the latest official rules and government announcements (see the sources above) before you buy, sell, ride, drive or modify.
  • General information only, not legal, financial or professional advice. eRideList accepts no liability for decisions made using this tool.